Privacy Policy

BrightPath Wealth Advisors, LLC and it’s affiliates, including but not limited to BrightPath Retirement Solutions, LLC (collectively referred to herein as “BrightPath”, are committed to protecting your privacy and ensuring the security of your personal information. We have established this Privacy Policy to explain how we receive, use, and share information you may provide in connection with your access to this website.

YOUR ACKNOWLEDGEMENT

The Site is intended for use only by individuals over the age of 18 who are accessing the Site from inside the United States. By using the Site or submitting any information to us, you acknowledge that you are over the age of 18, are in the United States, and that you consent to our use and sharing of information collected or submitted as described in this Privacy Policy. This Privacy Policy is incorporated into and is subject to the Site’s Terms of Use. By using the Site, you expressly consent to the terms of this Privacy Policy and the information handling practices described herein.

WHO THIS POLICY APPLIES TO

This Privacy Policy describes how we collect, use, disclose, and safeguard your information collected in connection with our services (“Services”), including when you visit our website, use our services (as a client), or interact with us (as a prospective client).

By accessing or using our Services (as a former, current, or prospective client), you agree to this Privacy Policy.  For California Residents: California Privacy Rights Act (CPRA)

This policy does not apply to any third-party websites or actions through a third-party organization which is not an affiliate of BrightPath (“Third-Party Services”). 

control Third-Party Services and suggest you review their privacy practices.

TYPE OF INFORMATION WE COLLECT

In connection with your use of this Site, we may collect both personally identifiable information and non-personally identifiable information.

• Personally Identifiable Information. We collect personal information (“PII”  that can identify you or your device.  This may include, but is not limited to your IP address, name, email address, and physical address.  We may collect this information when you visit our website or inquire about our Services.
• Nonpublic Personally Identifiable Information. We collect nonpublic personally identifiable information (“NPII”), as defined in the Gramm-Leach-Bliley Act, to provide Services requested by you and as otherwise permitted under applicable law, which may include but is not limited to: your social security number, driver’s license number, and account information and balances. Non-public health information may be collected when you engage us for insurance services.

COLLECTION OF INFORMATION

We may collect information about you when you access or use our Services, provide information directly to us, authorize third parties to provide it to us, or from you through your voluntary submission to receive offers from the Site or access to certain resources on the Site.

This information is collected through meetings with you and on applications and forms you submit to us.  We may also receive information about your investments or transactions from others (such as third-party service providers including recordkeepers, custodians or investment managers), or from your employer when your employer has engaged us to provide Services to an employee benefit plan in which you are a participant.

We also may collect information from your browser when you use the Site, using a variety of methods. The information that we with these automated methods may include, for example, your IP address, cookie information, a unique device or user ID, browser type, system type, the content and pages that you access on the Site, and the "referring URL" (i.e., the page from which you navigated to the Site). Websites visited before visiting the Site might place Information within the URL of your browser during a visit to that previous website. We may unintentionally collect that information as part of referring URL information.

We may also use cookies on the Site to recognize you and to store references to you and session validators on your hard drive. We may use passively collected information to administer, operate, and improve the Site and our other services and systems, and to provide services and content that are tailored to you. We may combine non-PII with PII.

If we directly combine any Non-PII with PII, we treat the combined information as PII under this Privacy Policy. Otherwise, we use information collected by passive means in aggregated or other non-personally identifiable forms.

USE OF INFORMATION

We may use the information you provide to us for any purpose, including but not limited to: (1) to provide you with materials that you have requested, (2) to contact you for the potential purchase of insurance or other financial products, (3) to personalize our contact with you, (4) to operate, provide, improve, and maintain the Site, (5) developing new products and services, (6) to prevent abusive and fraudulent use of the Site, (7) to send you administrative messages, content, and other services and features in which we believe you may be interested; and for any other administrative and internal business purposes permitted by law.

SHARING OF INFORMATION

BrightPath may share your personal information as permitted by law to:

• Affiliates, which include both financial and non-financial institutions. 
  

We may also disclose information if, in good faith, it is believed that doing so is required by a subpoena or other judicial or administrative order or otherwise required by law. Additionally, We may disclose information if, in good faith, we deem it appropriate or necessary to prevent violation of the Site’s Terms of Use or our other agreements; take precautions against liability; protect our rights, property, or safety, or of any individual, or the general public; maintain and protect the security and integrity of our services or infrastructure; protect ourselves and our services from fraudulent, abusive, or unlawful uses; investigate and defend ourselves against third-party claims or allegations; or assist government enforcement agencies.

BrightPath will not sell your information. We only disclose your NPII for our everyday business purposes to process transactions, maintain accounts, respond to court orders and legal investigations, or as otherwise permitted by law, including:

• With your Consent: Upon prior written consent provided by you for release.
• Comply with legal obligations: BrightPath may disclose to the extent permitted by law when (i) disclosure is required by court order or by a valid order of a governmental body, governmental or quasi-governmental agency (such as FINRA) or (ii) reasonably necessary for  BrightPath to enforce its legal rights in a legal dispute.
• In connection with corporate business transactions such as a merger or sale.

PERMISSION TO CONTACT YOU AND YOUR RIGHT TO OPT OUT OF FURTHER CONTACT

Your provision of information to us through the Website will be considered a grant of permission for us to contact you through any means provided (including but not limited to mail, phone, text message, fax, etc;). See text messaging terms of use here. You have the right to opt-out of further promotional contact from us. If at any time you desire to be removed from an email mailing list, please send your request to info@brightpathgroup.com or in writing to 2138 Priest Bridge Court, Suite 1, Crofton, MD 21114. It may take up to 10 days for us to process your request. Please be aware that this opt-out only applies to future messages and that we may still send you messages for administrative purposes as permitted by law.

BrightPath collects opt-in verbally at their locations or over the phone for text messaging. When a customer is registered for the first time, they are asked to provide the phone number, and staff is trained to ask if the customer would like to opt in to SMS-based notifications. They are be verbally informed that "Message and data rates may apply and message frequency may vary",

By consenting to receiving text messages from us, you agreed to these Text Messaging Terms and Conditions, as well as our Privacy Policy, incorporated herein by reference.

Mobile opt-in information will not be shared with third parties for marketing purposes.

PROTECTION AND RETENTION OF YOUR INFORMATION

We employ a combination of physical, technical, and procedural safeguards to protect against the loss, misuse, unauthorized access, alteration and disclosure of your information. Although we make good faith efforts to maintain the security of such information, we cannot guarantee that it will remain free from unauthorized access, use, disclosure, or alteration. Further, we cannot guarantee that our security measures will prevent unauthorized persons from accessing or obtaining this information. We assume no liability to you or any other party in relation to the unauthorized access, use, or alteration of any information provided to us.

Contractual provisions are used with third-party service providers to require them to only use the information for the purpose provided.  We use advanced security technologies such as encryption, firewalls, intrusion detection, and electronic detection and response.  Prospective employees are screened for criminal convictions, and access controls are implemented to limit access to personal information to authorized employees.

If we become aware of a security breach, we may attempt to notify you electronically so that you can take appropriate protective steps. By using the Site or providing Information to us, you agree that we can communicate with you electronically regarding security, privacy, and administrative issues relating to your use of the Site. If you believe that there has been a breach of the Site’s security, please contact us at 877-707-0282.

PROTECTION AND RETENTION OF YOUR INFORMATION

You have the right to request access to and correction of the personal information we maintain about you, along with other rights subject to applicable exceptions and the laws of your jurisdiction.  To exercise these rights, you must submit a request using the details provided in the “Contact Us” section below, and we will respond within forty-five (45) days of your request.

INFORMATION ON CHILDREN

Our website and Services are not intended for children, and we do not knowingly collect, use or disclose information about children under the age of eighteen (18).

Use of Website Automated Technologies

BrightPath uses cookies and pixels to enhance website functionality, ensure accessibility compliance (ADA), improve performance, safeguard against fraudulent transactions, and streamline registration processes.

Cookies are small data files stored on your device by your internet browser when you visit a website. These cookies allow our website to remember your preferences, recognize you on return visits, and provide tailored responses.

In addition to cookies, BrightPath may utilize pixels, which are small pieces of code embedded in our website, to analyze usage patterns and identify areas for improvement. Pixels help us gain insights into trends and optimize your browsing experience.

We utilize a cookie consent manager to give you control over the cookies and pixels used by your browser. Upon your first visit to our website, you will be prompted to manage your cookie preferences. By continuing to use our site and accepting cookies through the consent manager, you consent to our use of these technologies to enhance our services and improve your overall experience.

DO NOT TRACK

Some newer web browsers may have a “Do Not Track” preference that transmits a “Do Not Track” header to the websites you visit with information indicating that you do not want your activity to be tracked.  We do not currently take actions to respond to Do Not Track signals because a uniform technological standard has not yet been developed.

HOW CLIENT INFORMATION IS HANDLED

CLIENT PRIVACY POLICY Updated October 2025

UPDATES TO THIS PRIVACY POLICY

We may update or amend this Privacy Policy at any time. No prior notice of any update or amendment is required, and all updates or amendments are effective upon being posted. We encourage you to periodically review this Privacy Policy to stay informed about our collection, use, and disclosure of Information on the Site. Your continued use of the Site constitutes your agreement to this Privacy Policy and any updates.

The examples contained within this privacy policy are illustrations and are not intended to be exclusive or exhaustive. If you access our website from a location outside the United States, you agree that your use is subject to the terms of this policy and understand your information may be transferred to and processed in another country that may not provide the same level of protection to your personal information.

CONTACT US

Questions regarding this policy or your rights regarding your personal information at BrightPath can be sent to info@brightpathgroup.com or call 877-707-0282.